PENGARUH DANA PIHAK KETIGA (DPK) DAN RATA-RATA TINGKAT SUKU BUNGA KREDIT TERHADAP TINGKAT PENYALURAN KREDIT PADA KOPERASI SIMPAN PINJAM DI DENPASAR SELATAN
Cooperation as one of the non-profit institutions that support the economy play a role as a credit channeling institution.The cooperation is owned jointly by members, administrators and managers.Cooperation is established to help the community in achieving fund for their business. Savings and loan cooperation as financing institutions because the business they run is raising funds from the community who then redistribute the funds to their members or the general public. This research is aimed to examine the effect of third parties interest and average interest rate to credit distribution level on saving and Loan Cooperation (KSP) on South Denpasar. The research population is saving and loan cooperation that registered in South Denpasar, which is 79 cooperation. Research sample is obtained by using purposive sampling with the result 11 cooperation as research sample. Research data is analyzed by using multiple linier regression method. The test result shown that third parties fund has a positive effect to credit distribution level. Meanwhile, this study found that average interest rate has no effect to credit distribution level. Keywords: Cooperation, Third parties fund, average interest rate, South Denpasar.
Keywords: Cooperation, Third parties fund, average interest rate, South Denpasar.